•    Inventory financing
•    Payroll
•    Purchase/lease equipment
•    Pay bills or vendors

•    Make tax payment
•    Expansion financing
•    Cash flow

•    Advertising
•    Purchase machinery
•    Purchase supplies      

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Unsecured Lines of Credit  

As a successful business owner, you know it pays to be prepared. And, with a Line of Credit, you will be! As business conditions change, you can simply draw from your line as needed. The best part? You only pay for what you borrow, and your rate is 
locked in for a full 6 months!  

Bank Loan

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Lending standards have gotten much stricter Ceunovo investments, LLC will help you prepare your paperwork and business plan to submit a loan package. Remember that banks such as J.P. Morgan Chase and Bank of America and many other banking institutions have earmarked additional funds for small business lending.

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Factoring

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Factoring is a finance method where a company sells its receivables at a discount to get cash up-front. It's often used by companies with poor credit or by businesses such as apparel manufacturers, which have to fill orders long before they get paid. However, it's an expensive way to raise funds. Companies selling receivables generally pay a fee that's a percentage of the total amount. If you pay a 2 percent fee to get funds 30 days in advance, it's equivalent to an annual interest rate of about 24 percent. For that reason, the business has gotten a bad reputation over the years. That said, the economic downturn has forced companies to look to alternative financing methods and companies like The Receivables Exchange are trying to make factoring more competitive. The exchange allows companies to offer their receivables to dozens of factoring companies at once, along with hedge funds, banks, and other finance companies. These lenders will bid on the invoices, which can be sold in a bundle or one at a time.

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Crowdfunding

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A crowdfunding site can be a fun and effective way to raise money for a relatively low cost, creative project. You'll set a goal for how much money you'd like to raise over a period of time, say, $20,000 over 40 days. Your friends, family, and strangers then use the site to pledge money. Crowdfunding sites funded roughly 100,000 projects, from rock albums to documentary films in the last few years.

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Angel Investor

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Pitch your new projects, businesses, or ideas to one of our many an angel investor, but keep in mind the economic turmoil of the last few years has made a complicated game even trickier. Here are some tips to win over angel interest:

One of our experience representative will guide through the process of preparing you and your management team to help ease investors' fears about your company's ability to deal with a tough economy. Even an unpaid, but highly experienced adviser could add to your credibility.

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Remember that you started your company because you are truly passionate about your business and/or idea be mindful that Angel investor can spot the difference between a real business and those whose companies are essentially get-rich-quick schemes.

We will help you create market assessments, competitive analysis and solid marketing and sales, even young company need to demonstrate an expert knowledge of the market they are about to enter as well as the discipline to follow through with their game plan.

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SBA Loan

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With banks reluctant to take any chances with their own money in the wake of the credit crisis, loans guaranteed by the U.S. Small Business Administration have become a hot commodity. Indeed, funds to support special breaks on fees and guarantees on SBA-backed loans have run out a number of times. And while SBA-backed loans are open to any small business, there are a number of qualifications, including:

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Under law, the SBA can't guarantee loans to businesses that can obtain the money they need on their own. So you have to apply for a loan on your own from a bank or other financial institution and be turned down.

In order to qualify as a small business we will help you and your business prepared to meet the government's definition of a small business for your industry.

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Your business may need to meet other criteria depending on the type of loan.

After determining that your business meets the qualifications, you need to apply for a commercial loan from one of our financial company partners that processes SBA loans since the SBA doesn't provide loans directly. The bank's qualifications can be more stringent.

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Microloan

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The lack of a credit history, collateral or the inability to secure a loan through a bank doesn't mean no one will lend to you. One option would be to apply for a microloan, a small business loan ranging from $500 to $35,000. Microloans are often so small that commercial banks can't be bothered lending the funds. Instead of a bank, you need to turn to a microlender. a non-profit organization that works differently than banks. Microlenders offer smaller loan sizes, usually require less documentation than banks, and often apply more flexible underwriting criteria. We can choose from our microlenders partners throughout the U.S. and they often charge slightly higher interest rates for loans than banks.

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